1. Fixed Rate Savings Accounts Best Buys
2. Best Fixed Rate Savings Accounts Monthly Interest
3. Best Fixed Rate Savings Accounts
4. Best Fixed Term Savings

Guide to fixed-rate bonds

Bankrate's best widely available online savings accounts with top high yield rates: 1. Best Overall Rate: Comenity Direct - 0.60% APY, $100 minimum to open account (no ATM access). Fixed rate bonds can earn you interest at the same rate for 1, 2, 3 or 5 or more years. The best fixed rate bonds offer high rates a secure place for your money with deposit protection. Find the best bond rates for every fixed rate bond offered by UK providers. FCA regulated accounts put your savings away, fix the term and grow the value of your money.

Banks and building societies want you to invest your cash in their savings accounts, which is why they pay you interest.

Fixed Rate Savings Accounts Best Buys

But with a normal, easy-access account the bank or building society doesn't have any security - you can withdraw your money whenever you like.

That's why they're happy to pay a little bit more to savers using fixed-rate bonds.

These are accounts where you agree in advance not to touch your cash for a set time, typically between six months and five years.

Best Fixed Rate Savings Accounts Monthly Interest

In return for your money for a guaranteed time, the account provider guarantees you a fixed rate of interest.

That means that, whether rates fall or rise elsewhere, you'll continue to get the amount you agreed.

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Best Fixed Rate Savings Accounts

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Best Fixed Term Savings

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